Although I don't know you, but I know your girlfriend should love you very much because she is willing to wait for you and it is obvious that you love her very much too. Do you think what extent is financial ability considered good in this society where material expenses are getting higher and higher? Christian should be very responsible, if it is due to the economy has not been able to get married, I think you can give her a commitment first, propose to her. The ring does not need to be expensive, but it must be meaningful. If you need, I can give you some advice. I believe your action will be able to bring her more sense of security and happiness. My husband and I also had nothing, but still very happy.