Just a hint for those who, like me, may find it difficult to post clicking right between those 2 little [img] [img] marks where the cursor ends up as soon as you click on the icon above....
If, before you do anything at all, once you hit that icon and get that [img][img] mark with the flashing cursor area hit your space bar and you will get
[img] [img] a really wide area to drop your pic.....